With the safety of our community and staff in mind, we have decided to maintain limited office hours during the current COVID-19 crisis. Our agents will be available during normal business hours and staff will rotate being in the office during the hours of 10am-3pm. Stay Safe!

How do I cover my out-of-pocket medical expenses?

Whether you have a Medicare Advantage plan, an ACA or Obamacare plan, or you pay for your own individual insurance, you may be left with some out-of-pocket costs. Even with comprehensive medical coverage you may encounter unforeseen expenses, from deductibles to copays. In addition, if you become ill and need to stay in the hospital or undergo treatments, you may need additional money to make up for lost wages, family or child care, medical supplies, transportation, or skilled nursing.

What types of protection plans do you provide?

We sell with multiple carriers who can provide additional protection for a variety of medical concerns. By purchasing affordable protection coverage, you will have greater freedom in treating an illness, as well as caring for your family. Our plans include:

  • Cancer, Heart Attack, or Stroke
  • Hospital Indemnity – provides cash when you are confined to a hospital
    • Hospital plans can also come with riders that cover:
      • Skilled Nursing
      • Ambulance trips
      • Dental/Vision
      • Short Duration/Observation hospital stays
      • Outpatient surgeries
      • Cancer
  • Final Expense Whole Life Insurance

We understand that out-of-pocket medical costs can be overwhelming. As your agents, we hope that these new options can provide you with a little more peace of mind. Please feel free to contact us. We are happy to review your protection coverage options and provide you with a quote.

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Call Us! 919.380.9700

Regardless of whether you purchase a policy or not, we are always happy to help in any way we can.

Client Testimonials

Covering Out-of-Pocket Medical Expenses | The Wooten Agency

  • "This is a family-owned business who cares about their potential clients. I was looking for help with health insurance and even though it turns out I don't need new health insurance at this time, I feel compelled to write a review because of how thorough Brendan was. He was very knowledgeable and easy-going. He didn't seem pushy at all and listened to everything I had to say. He made sure he was getting all the information correct. I would recommend this agency for any insurance needs." - Doug C.
  • "I sought help from Wooten Agency; Ed, along with Nancy, took the bull by the horns and sorted things out for us very quickly. Shortly thereafter Ginny took over. She is definitely most qualified as a plan selector for Medicare plans and issues related to Medicare. My appreciation to Crystal for the gracious way she always responds to telephone calls and makes every effort to ensure one is not forgotten. And Dana....the one contact we had was enough to find out you are similarly inclined to help a client." - Frank V.
  • "You [Aaron] have been so helpful, and you have all taken a personal interest in my individual and specific questions in order to make the best insurance choices for my needs. Thank you all! I look forward to working together in the future months and years." - Susan H.
Wooten Agency