Affordable Care Act Plans and You

The Affordable Care Act (ACA) was designed to expand healthcare coverage to individuals who previously had none, while also providing more services at affordable rates to many Americans. The ACA also helps protect individuals with preexisting conditions by providing them with eligibility for health insurance.

Because the ACA expanded healthcare to a wide variety of households, navigating the Health Insurance Marketplace can be overwhelming. We understand the importance of finding high quality, affordable health care coverage. That’s why we love to help our clients find an ACA plan they can depend on – and we think we’re pretty good at it, too.

At Wooten, we are thorough and personal, taking your particular needs and budget into account in order to offer you highly personalized expertise. We guarantee that we will help you find the ACA plan most appropriate for you and your family. We’ll provide you with competitive rate quotes, assist you with the subsidy application, keep you informed of deadlines, and give you peace of mind.

Preparing to Meet With Us

As an independent agency, Wooten can help you compare rates and coverage options at no additional cost to you! In order to guarantee the most individualized service possible, we encourage you to gather the following information for your consultation:

  • Your financial obligations and what you can afford to set aside for your insurance. Do you prefer:
    • Higher monthly premiums but smaller out-of-pocket expenses (deductibles and copays)?
    • Lower monthly premiums but higher out-of-pocket expenses (deductibles and copays)?
  • How often do you or a member of your family need to see a physician?
  • Do you need to meet with a specialist?
  • How often do you need prescription medications?
  • A list of your medications
  • A list of your doctors
  • Your current tax return or proof of income

Budget Concerns?

If you’re worried about finding quality coverage within your current financial budget, rest assured that all ACA plans must provide 10 essential health benefits – regardless of your budget. 

And because our agents care about your financial health, too, we’ll work with you to determine your eligibility for a subsidy. A subsidy may significantly reduce your premiums, allowing you to access more comprehensive coverage you feel good about.