If you have a Medicare Advantage plan or a Part D Prescription Drug plan, you should be receiving your Annual Notice of Change (ANOC). This letter or package will highlight any changes to your coverage and your costs that will be taking place in 2016. Why is the ANOC so important? Medicare Advantage plans and…
If you need a new Part D plan for 2016, our agents are happy to assist you; however, if you would like to navigate the part D program on your own, we hope these instructions will help! Before you begin, make a list of your prescriptions, including dosages, quantities and generic vs brand preferences, then…
When you become eligible for Medicare, we recommend that you enroll in Part D Prescription Drug coverage. Many Part D plans can help alleviate the costs of your medications; however, we understand that for some people, the cost of a plan as well as the medication costs can be expensive. Before rejecting a part D…
Original Medicare will cover approximately 80% of your medical costs after meeting annual deductible amounts.  This can leave you potentially handling substantial medical expenses with no out-of-pocket spending limits. We recommend considering some form of coverage to alleviate these costs. Both Medicare Supplement and Medicare Advantage plans can reduce your healthcare costs, but they do…
