Medicare and the Late Enrollment Prescription Drug Penalty

Medicare encourages everyone enrolled in Part A and/or Part B to also enroll in a Part D Prescription Drug Plan (PDP), even if you are not taking any medications. If you forego a PDP, and do not have other credible coverage like VA or employer prescription benefits, you could be

Read More »

Meet Your Agent at the Cary Chamber of Commerce Expo!

You’re invited! On November 2, 2016 the Cary Chamber of Commerce is hosting their 2016 Business Expo “Cary On.” This exciting event is open to the public and completely free! Drop by at any time from 9am – 5pm. Our agents will be available all day at table #84. Feel free

Read More »

Annual Enrollment for Affordable Care Act Plans

The Annual Enrollment Period (AEP) for 2017 Affordable Care Act (ACA) plans will begin November 1, 2016. Over the next month you will receive your Annual Notice of Change (ANOC) from your insurance carrier. Please make sure that you have reviewed all changes to your plan. Importantly, some insurance carriers like

Read More »

Understanding the Medicare Coverage Gap for 2017

The Medicare Coverage Gap or the “donut hole” is an important and often confusing term that you need to understand if you have a Medicare Prescription Drug Plan (PDP). If a person enters the Coverage Gap, the cost of their medications may increase. We have listed some important points to

Read More »

Medicare Advantage Annual Enrollment

Medicare Annual Enrollment begins October 15th and closes December 7th. If you have a Medicare Advantage Plan (MA) you may change to another MA plan. Or, you can enroll in a Medicare Supplement with a Part D Prescription Drug plan during this time. Watch Your Mail By now, you should have received your

Read More »

Choosing a 2017 Part D Prescription Plan

Open enrollment for your 2017 Part D Prescription Plan (PDP) begins October 15, 2016. We are always happy to assist you with determining whether or not you should switch your drug coverage. However, we encourage you to also explore the available plans on your own. Medicare.gov offers an easy to

Read More »