November 1st, 2017 marks the start of the 2018 Affordable Care Act Annual Enrollment Period for individuals needing an Affordable Care Act (ACA) policy. Over the next month you will receive your Annual Notice of Change (ANOC) from your insurance carrier. For some, you may have discovered that your carrier will no longer be offering the same plan. We understand that some of these changes may be confusing. Please do not hesitate to contact us for assistance in determining if you need new coverage options.
2018 Annual Enrollment Period is shorter
The Annual Enrollment Period will be shorter this year, running from November 1, 2017 – December 15, 2017. There will be no extensions, and no effective dates other than January 1, 2018.
How do I purchase an ACA plan?
www.healthcare.gov provides a step by step way to enroll in a health insurance plan. However, we understand that purchasing health insurance on or off the healthcare.gov exchange can be confusing. In addition to contacting our agents, healthcare.gov provides a search tool for finding organizations or individuals who will help you choose an ACA plan: https://localhelp.healthcare.gov/#intro
Whether you choose to meet with one of our agents or enroll directly through healthcare.gov, please be sure to have the following with you:
- Social Security numbers for all family members needing a plan
- Income information
- Tax return or latest paycheck
- 2018 estimate of Modified Adjusted Gross Income http://laborcenter.berkeley.edu/pdf/2013/MAGI_summary13.pdf
- List of your current doctors or medical providers
- Proof of address if recently moved
- USPS change of Address from
- Copy of lease
As always, our agents are happy to answer any questions you may have.